"And now the three trillion dollar question!" I'd say you're pretty close! I remember when the narrative was "we might have a vaccine by the end of 2021, maybe not until 2022." Then, seemingly at warp speed, we suddenly had a variety to choose from.

If someone claims there are legitimate questions about long term effects, the response usually goes along the lines of "shut up and stick out your arm."

I said elsewhere asking questions doesn't require wearing a tin foil hat! (Maybe even Uncle Joe would agree.)